<?xml version="1.0" encoding="UTF-8"?>
<urlset xmlns="http://www.sitemaps.org/schemas/sitemap/0.9">

  <!-- ===== ACCUEIL ===== -->
  <url><loc>https://www.boetiecapitalinvest.com/</loc><lastmod>2026-04-18</lastmod><changefreq>weekly</changefreq><priority>1.0</priority></url>

  <!-- ===== NOTRE CABINET ===== -->
  <url><loc>https://www.boetiecapitalinvest.com/notre-cabinet/</loc><lastmod>2026-04-18</lastmod><changefreq>monthly</changefreq><priority>0.9</priority></url>
  <url><loc>https://www.boetiecapitalinvest.com/notre-cabinet/qui-sommes-nous/</loc><lastmod>2026-04-18</lastmod><changefreq>monthly</changefreq><priority>0.8</priority></url>
  <url><loc>https://www.boetiecapitalinvest.com/notre-cabinet/lequipe/</loc><lastmod>2026-04-18</lastmod><changefreq>monthly</changefreq><priority>0.8</priority></url>
  <url><loc>https://www.boetiecapitalinvest.com/notre-cabinet/nos-partenaires/</loc><lastmod>2026-04-18</lastmod><changefreq>monthly</changefreq><priority>0.7</priority></url>

  <!-- ===== EXPERTISES — Structuration patrimoniale ===== -->
  <url><loc>https://www.boetiecapitalinvest.com/strategie-patrimoniale/</loc><lastmod>2026-04-18</lastmod><changefreq>monthly</changefreq><priority>0.9</priority></url>
  <url><loc>https://www.boetiecapitalinvest.com/strategie-patrimoniale/structuration-financiere/</loc><lastmod>2026-04-18</lastmod><changefreq>monthly</changefreq><priority>0.85</priority></url>
  <url><loc>https://www.boetiecapitalinvest.com/strategie-patrimoniale/post-cession/</loc><lastmod>2026-04-18</lastmod><changefreq>monthly</changefreq><priority>0.9</priority></url>
  <url><loc>https://www.boetiecapitalinvest.com/strategie-patrimoniale/transmission/</loc><lastmod>2026-04-18</lastmod><changefreq>monthly</changefreq><priority>0.85</priority></url>
  <url><loc>https://www.boetiecapitalinvest.com/strategie-patrimoniale/demembrement/</loc><lastmod>2026-04-18</lastmod><changefreq>monthly</changefreq><priority>0.8</priority></url>
  <url><loc>https://www.boetiecapitalinvest.com/strategie-patrimoniale/credit-lombard/</loc><lastmod>2026-04-18</lastmod><changefreq>monthly</changefreq><priority>0.8</priority></url>
  <url><loc>https://www.boetiecapitalinvest.com/strategie-patrimoniale/anticiper-sa-retraite/</loc><lastmod>2026-04-18</lastmod><changefreq>monthly</changefreq><priority>0.7</priority></url>
  <url><loc>https://www.boetiecapitalinvest.com/strategie-patrimoniale/gestion-de-patrimoine/</loc><lastmod>2026-04-18</lastmod><changefreq>monthly</changefreq><priority>0.7</priority></url>

  <!-- ===== EXPERTISES — Allocation & investissement ===== -->
  <url><loc>https://www.boetiecapitalinvest.com/nos-allocations/</loc><lastmod>2026-04-18</lastmod><changefreq>monthly</changefreq><priority>0.9</priority></url>
  <url><loc>https://www.boetiecapitalinvest.com/nos-allocations/allocation-sur-mesure/</loc><lastmod>2026-04-18</lastmod><changefreq>monthly</changefreq><priority>0.85</priority></url>
  <url><loc>https://www.boetiecapitalinvest.com/nos-allocations/objectifs-patrimoniaux/</loc><lastmod>2026-04-18</lastmod><changefreq>monthly</changefreq><priority>0.7</priority></url>
  <url><loc>https://www.boetiecapitalinvest.com/nos-allocations/profils-dallocation/</loc><lastmod>2026-04-18</lastmod><changefreq>monthly</changefreq><priority>0.7</priority></url>
  <url><loc>https://www.boetiecapitalinvest.com/nos-allocations/fonctionnement-des-produits-structures/</loc><lastmod>2026-04-18</lastmod><changefreq>monthly</changefreq><priority>0.7</priority></url>
  <url><loc>https://www.boetiecapitalinvest.com/placement-financier/</loc><lastmod>2026-04-18</lastmod><changefreq>monthly</changefreq><priority>0.8</priority></url>
  <url><loc>https://www.boetiecapitalinvest.com/placement-financier/assurance-vie-luxembourgeoise/</loc><lastmod>2026-04-18</lastmod><changefreq>monthly</changefreq><priority>0.9</priority></url>

  <!-- ===== EXPERTISES — Optimisation fiscale ===== -->
  <url><loc>https://www.boetiecapitalinvest.com/optimisation-fiscale/</loc><lastmod>2026-04-18</lastmod><changefreq>monthly</changefreq><priority>0.9</priority></url>
  <url><loc>https://www.boetiecapitalinvest.com/optimisation-fiscale/fiscalite-dirigeant/</loc><lastmod>2026-04-18</lastmod><changefreq>monthly</changefreq><priority>0.85</priority></url>
  <url><loc>https://www.boetiecapitalinvest.com/optimisation-fiscale/cession-fiscal/</loc><lastmod>2026-04-18</lastmod><changefreq>monthly</changefreq><priority>0.85</priority></url>
  <url><loc>https://www.boetiecapitalinvest.com/optimisation-fiscale/dividendes-sel/</loc><lastmod>2026-04-18</lastmod><changefreq>monthly</changefreq><priority>0.8</priority></url>

  <!-- ===== EXPERTISES — Stratégie internationale ===== -->
  <url><loc>https://www.boetiecapitalinvest.com/strategie-internationale/</loc><lastmod>2026-04-18</lastmod><changefreq>monthly</changefreq><priority>0.9</priority></url>
  <url><loc>https://www.boetiecapitalinvest.com/strategie-internationale/luxembourg/</loc><lastmod>2026-04-18</lastmod><changefreq>monthly</changefreq><priority>0.8</priority></url>
  <url><loc>https://www.boetiecapitalinvest.com/strategie-internationale/expatriation/</loc><lastmod>2026-04-18</lastmod><changefreq>monthly</changefreq><priority>0.8</priority></url>

  <!-- ===== ÉTUDES DE CAS ===== -->
  <url><loc>https://www.boetiecapitalinvest.com/etudes-de-cas/</loc><lastmod>2026-04-18</lastmod><changefreq>monthly</changefreq><priority>0.9</priority></url>
  <url><loc>https://www.boetiecapitalinvest.com/etudes-de-cas/cession-entreprise/</loc><lastmod>2026-04-18</lastmod><changefreq>monthly</changefreq><priority>0.8</priority></url>
  <url><loc>https://www.boetiecapitalinvest.com/etudes-de-cas/transmission-patrimoniale/</loc><lastmod>2026-04-18</lastmod><changefreq>monthly</changefreq><priority>0.8</priority></url>
  <url><loc>https://www.boetiecapitalinvest.com/etudes-de-cas/preparation-retraite/</loc><lastmod>2026-04-18</lastmod><changefreq>monthly</changefreq><priority>0.8</priority></url>
  <url><loc>https://www.boetiecapitalinvest.com/etudes-de-cas/allocation-post-cession/</loc><lastmod>2026-04-18</lastmod><changefreq>monthly</changefreq><priority>0.9</priority></url>
  <url><loc>https://www.boetiecapitalinvest.com/etudes-de-cas/obo-holding/</loc><lastmod>2026-04-18</lastmod><changefreq>monthly</changefreq><priority>0.8</priority></url>
  <url><loc>https://www.boetiecapitalinvest.com/etudes-de-cas/demembrement-cession/</loc><lastmod>2026-04-18</lastmod><changefreq>monthly</changefreq><priority>0.8</priority></url>
  <url><loc>https://www.boetiecapitalinvest.com/etudes-de-cas/sel-spfpl/</loc><lastmod>2026-04-18</lastmod><changefreq>monthly</changefreq><priority>0.8</priority></url>
  <url><loc>https://www.boetiecapitalinvest.com/etudes-de-cas/luxembourg-international/</loc><lastmod>2026-04-18</lastmod><changefreq>monthly</changefreq><priority>0.8</priority></url>
  <url><loc>https://www.boetiecapitalinvest.com/etudes-de-cas/expatriation/</loc><lastmod>2026-04-18</lastmod><changefreq>monthly</changefreq><priority>0.8</priority></url>
  <url><loc>https://www.boetiecapitalinvest.com/etudes-de-cas/credit-lombard-acquisition/</loc><lastmod>2026-04-18</lastmod><changefreq>monthly</changefreq><priority>0.8</priority></url>

  <!-- ===== RESSOURCES ===== -->
  <url><loc>https://www.boetiecapitalinvest.com/ressources/</loc><lastmod>2026-04-18</lastmod><changefreq>weekly</changefreq><priority>0.8</priority></url>

  <!-- ===== ARTICLES (10) ===== -->
  <url><loc>https://www.boetiecapitalinvest.com/articles/</loc><lastmod>2026-04-18</lastmod><changefreq>weekly</changefreq><priority>0.8</priority></url>
  <url><loc>https://www.boetiecapitalinvest.com/articles/loi-de-finances-2026/</loc><lastmod>2026-04-18</lastmod><changefreq>yearly</changefreq><priority>0.7</priority></url>
  <url><loc>https://www.boetiecapitalinvest.com/articles/pacte-dutreil-2026/</loc><lastmod>2026-04-18</lastmod><changefreq>yearly</changefreq><priority>0.7</priority></url>
  <url><loc>https://www.boetiecapitalinvest.com/articles/per-fenetre-fiscale-2026/</loc><lastmod>2026-04-18</lastmod><changefreq>yearly</changefreq><priority>0.7</priority></url>
  <url><loc>https://www.boetiecapitalinvest.com/articles/apport-cession-2026/</loc><lastmod>2026-04-18</lastmod><changefreq>yearly</changefreq><priority>0.7</priority></url>
  <url><loc>https://www.boetiecapitalinvest.com/articles/cdhr-contribution-hauts-revenus/</loc><lastmod>2026-04-18</lastmod><changefreq>yearly</changefreq><priority>0.7</priority></url>
  <url><loc>https://www.boetiecapitalinvest.com/articles/transmettre-entreprise-2026/</loc><lastmod>2026-04-18</lastmod><changefreq>yearly</changefreq><priority>0.7</priority></url>
  <url><loc>https://www.boetiecapitalinvest.com/articles/holdings-taxe-somptuaires/</loc><lastmod>2026-04-18</lastmod><changefreq>yearly</changefreq><priority>0.7</priority></url>
  <url><loc>https://www.boetiecapitalinvest.com/articles/produits-structures-crises/</loc><lastmod>2026-04-18</lastmod><changefreq>yearly</changefreq><priority>0.7</priority></url>
  <url><loc>https://www.boetiecapitalinvest.com/articles/marches-baisse-produits-structures/</loc><lastmod>2026-04-18</lastmod><changefreq>yearly</changefreq><priority>0.7</priority></url>
  <url><loc>https://www.boetiecapitalinvest.com/articles/guerre-commerciale-trump/</loc><lastmod>2026-04-18</lastmod><changefreq>yearly</changefreq><priority>0.7</priority></url>

  <!-- ===== GUIDES (25) ===== -->
  <url><loc>https://www.boetiecapitalinvest.com/guides/</loc><lastmod>2026-04-18</lastmod><changefreq>weekly</changefreq><priority>0.9</priority></url>
  <url><loc>https://www.boetiecapitalinvest.com/guides/transmission-entreprise/</loc><lastmod>2026-04-18</lastmod><changefreq>monthly</changefreq><priority>0.8</priority></url>
  <url><loc>https://www.boetiecapitalinvest.com/guides/optimisation-fiscale-hauts-revenus/</loc><lastmod>2026-04-18</lastmod><changefreq>monthly</changefreq><priority>0.8</priority></url>
  <url><loc>https://www.boetiecapitalinvest.com/guides/produits-structures/</loc><lastmod>2026-04-18</lastmod><changefreq>monthly</changefreq><priority>0.8</priority></url>
  <url><loc>https://www.boetiecapitalinvest.com/guides/per-maximiser-avant-70-ans/</loc><lastmod>2026-04-18</lastmod><changefreq>monthly</changefreq><priority>0.8</priority></url>
  <url><loc>https://www.boetiecapitalinvest.com/guides/assurance-vie-luxembourgeoise/</loc><lastmod>2026-04-18</lastmod><changefreq>monthly</changefreq><priority>0.8</priority></url>
  <url><loc>https://www.boetiecapitalinvest.com/guides/assurance-vie/</loc><lastmod>2026-04-18</lastmod><changefreq>monthly</changefreq><priority>0.8</priority></url>
  <url><loc>https://www.boetiecapitalinvest.com/guides/contrat-capitalisation/</loc><lastmod>2026-04-18</lastmod><changefreq>monthly</changefreq><priority>0.8</priority></url>
  <url><loc>https://www.boetiecapitalinvest.com/guides/pea-compte-titres/</loc><lastmod>2026-04-18</lastmod><changefreq>monthly</changefreq><priority>0.8</priority></url>
  <url><loc>https://www.boetiecapitalinvest.com/guides/credit-lombard/</loc><lastmod>2026-04-18</lastmod><changefreq>monthly</changefreq><priority>0.8</priority></url>
  <url><loc>https://www.boetiecapitalinvest.com/guides/private-equity/</loc><lastmod>2026-04-18</lastmod><changefreq>monthly</changefreq><priority>0.8</priority></url>
  <url><loc>https://www.boetiecapitalinvest.com/guides/demembrement-propriete/</loc><lastmod>2026-04-18</lastmod><changefreq>monthly</changefreq><priority>0.8</priority></url>
  <url><loc>https://www.boetiecapitalinvest.com/guides/scpi-pierre-papier/</loc><lastmod>2026-04-18</lastmod><changefreq>monthly</changefreq><priority>0.8</priority></url>
  <url><loc>https://www.boetiecapitalinvest.com/guides/sci-patrimoniale/</loc><lastmod>2026-04-18</lastmod><changefreq>monthly</changefreq><priority>0.8</priority></url>
  <url><loc>https://www.boetiecapitalinvest.com/guides/plus-values-immobilieres/</loc><lastmod>2026-04-18</lastmod><changefreq>monthly</changefreq><priority>0.8</priority></url>
  <url><loc>https://www.boetiecapitalinvest.com/guides/donations-abattements/</loc><lastmod>2026-04-18</lastmod><changefreq>monthly</changefreq><priority>0.8</priority></url>
  <url><loc>https://www.boetiecapitalinvest.com/guides/clause-beneficiaire-assurance-vie/</loc><lastmod>2026-04-18</lastmod><changefreq>monthly</changefreq><priority>0.8</priority></url>
  <url><loc>https://www.boetiecapitalinvest.com/guides/regimes-matrimoniaux/</loc><lastmod>2026-04-18</lastmod><changefreq>monthly</changefreq><priority>0.8</priority></url>
  <url><loc>https://www.boetiecapitalinvest.com/guides/protection-conjoint-survivant/</loc><lastmod>2026-04-18</lastmod><changefreq>monthly</changefreq><priority>0.8</priority></url>
  <url><loc>https://www.boetiecapitalinvest.com/guides/succession-internationale/</loc><lastmod>2026-04-18</lastmod><changefreq>monthly</changefreq><priority>0.8</priority></url>
  <url><loc>https://www.boetiecapitalinvest.com/guides/ifi-impot-fortune-immobiliere/</loc><lastmod>2026-04-18</lastmod><changefreq>monthly</changefreq><priority>0.8</priority></url>
  <url><loc>https://www.boetiecapitalinvest.com/guides/flat-tax-pfu-bareme/</loc><lastmod>2026-04-18</lastmod><changefreq>monthly</changefreq><priority>0.8</priority></url>
  <url><loc>https://www.boetiecapitalinvest.com/guides/holding-patrimoniale/</loc><lastmod>2026-04-18</lastmod><changefreq>monthly</changefreq><priority>0.8</priority></url>
  <url><loc>https://www.boetiecapitalinvest.com/guides/exit-tax-mobilite/</loc><lastmod>2026-04-18</lastmod><changefreq>monthly</changefreq><priority>0.8</priority></url>
  <url><loc>https://www.boetiecapitalinvest.com/guides/expatriation-patrimoine/</loc><lastmod>2026-04-18</lastmod><changefreq>monthly</changefreq><priority>0.8</priority></url>
  <url><loc>https://www.boetiecapitalinvest.com/guides/prevoyance-dirigeant/</loc><lastmod>2026-04-18</lastmod><changefreq>monthly</changefreq><priority>0.8</priority></url>

  <!-- ===== FAQ ===== -->
  <url><loc>https://www.boetiecapitalinvest.com/faq/</loc><lastmod>2026-04-18</lastmod><changefreq>monthly</changefreq><priority>0.8</priority></url>

  <!-- ===== CONTACT ===== -->
  <url><loc>https://www.boetiecapitalinvest.com/nous-contacter/</loc><lastmod>2026-04-18</lastmod><changefreq>monthly</changefreq><priority>0.8</priority></url>

  <!-- Exclusions volontaires :
       - /placement-financier/contrat-dassurance-vie/ (redirige vers /guides/assurance-vie/)
       - /placement-financier/plan-epargne-retraite-per/ (redirige vers /guides/per-maximiser-avant-70-ans/)
       - /placement-financier/le-contrat-de-capitalisation/ (redirige vers /guides/contrat-capitalisation/)
       - /mentions-legales/ et /politique-de-confidentialite/ (noindex)
       - /espace-clients/ (privé)
  -->

</urlset>
